Insurance specifically designed to protect against loss incurred in litigating and settling Wrongful Employment Practices Claims.

The definition of "Wrongful Employment Practices Claim" varies for each policy but generally includes claims based upon some or all of the following:

Ø      Discrimination (race, gender, age, religion)
Ø      Sexual Harassment
Ø      Wrongful Discharge
Ø      Failure to Promote/Failure to Hire
Ø      Wage and Hour Disputes
Ø      Allegations of negligent hiring, retention, and supervision
Ø      Failure to Provide Benefits
Ø      Violations of Federal and State Leave of Absence Laws
Ø      Alleged Violations of other Federal, State, Local or Common Law

Although policy protections vary based upon the particular carrier or policy form utilized, most policies are written on a claims made basis and utilize similar structure for limits, deductibles and coinsurance. Each policy language contains exclusions particular to the form.